2023 Medicaid Unwinding Special Enrollment Period
At the start of the pandemic, Congress enacted the Families First Coronavirus Response Act (FFCRA), which included a requirement that Medicaid programs keep people continuously enrolled through the end of the month in which the COVID-19 public health emergency (PHE) ends, in exchange for enhanced federal funding.
Primarily due to the continuous enrollment provision, Medicaid enrollment has grown substantially compared to before the pandemic and the uninsured rate has dropped.
But, when the continuous enrollment provision ends, millions of people could lose coverage that could reverse recent gains in coverage.
As part of an end-of-the-year spending bill, Congress signed into law the Consolidated Appropriations Act (CAA) on December 29, 2022, that set an end to the continuous enrollment provision on March 31, 2023, and separates the continuous coverage provision from the COVID-19 public health emergency.
The CCA provides for a phase down of the enhanced federal Medicaid matching funds through December 2023. States that accept the enhanced federal funding can resume disenrollments beginning in April but must meet certain reporting and other requirements during the unwinding process.
8/10 Americans qualify for financial assistance to help pay for their health insurance plan.
If you are losing medicaid coverage for you and/or your family, click the link to secure the best time to jump on a call to go over your options: https://calendly.com/insurancenearme/vip-appointment
Title: Health Insurance Guide for New York and New Jersey Residents Moving to Florida's Treasure Coast
Introduction:
Are you planning a move from New York or New Jersey to the beautiful Treasure Coast of Florida? Congratulations on your exciting new adventure! As you settle into your new home, it's important to ensure that your health insurance needs are properly addressed. This comprehensive guide will provide valuable information and insights to help you navigate the healthcare landscape in your new Florida community.
1. Understanding Your Health Insurance Options in Florida:
Upon relocating to Florida's Treasure Coast, it's essential to familiarize yourself with the health insurance options available to you. Florida offers a variety of healthcare coverage plans, including private health insurance, Medicare, however is not a Medicaid expanded state unlike New York and New Jersey. Exploring these options and understanding their benefits will help you make an informed decision based on your specific needs and preferences.
2. Transferring Health Insurance Coverage:
If you already have health insurance coverage in New York or New Jersey, transitioning your coverage to Florida may be necessary. Contact your current health insurance provider to discuss the process of transferring coverage or finding an equivalent plan in your new area. They will guide you through the necessary steps and ensure continuity of coverage during your move.
3. Local Healthcare Providers and Networks:
When you relocate, it's essential to find healthcare providers and facilities that meet your requirements. Researching local doctors, specialists, hospitals, and healthcare networks on Florida's Treasure Coast will help you build a healthcare support system tailored to your needs. Many health insurance providers have online directories or helplines to assist you in finding local healthcare providers that accept your insurance plan.
4. Considering Health Insurance Marketplaces:
For individuals and families who are not eligible for employer-sponsored health insurance, Florida operates the federal health insurance marketplace unlike New York and New Jersey which have state-based exchanges. Through a licensed independent agent, you can explore and compare different health insurance plans, review their coverage options, and determine if you qualify for any subsidies or financial assistance.
5. Special Considerations for Retirees:
If you are a retiree moving to the Treasure Coast of Florida, understanding Medicare options is crucial. Florida has a large retiree population, and you can benefit from various Medicare Advantage Plans, Medigap policies, and prescription drug coverage options. Ensure you research and enroll in Medicare plans suitable for your healthcare needs during the enrollment periods.
Conclusion:
Moving to Florida's Treasure Coast is an exciting opportunity for New York and New Jersey residents seeking a change of scenery and a sunny, vibrant lifestyle. Remember to prioritize your health insurance needs during this transition to ensure seamless access to quality healthcare. By understanding your options, transferring coverage if necessary, and familiarizing yourself with local healthcare networks, you can confidently navigate the healthcare landscape in your new Florida community.
For more personalized assistance and guidance regarding health insurance in Florida's Treasure Coast, feel free to consult with local independent insurance agents here at Insurance Near Me. We are here to help you make informed decisions and find the best health insurance coverage for your needs in your new home.